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Employee Health Insurance

Your health comes first. With comprehensive coverage and holistic care, we support your physical, mental, and emotional well-being — inside and outside of work.

Comprehensive Coverage for You and Your Family

Our fully sponsored Group Health Insurance plan gives you more than financial security — it gives you peace of mind. Every eligible employee is covered, along with their loved ones.

Who's Covered
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Employee

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Spouse

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Up to three children 

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Both parents 

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What’s Covered?

Our health insurance plan is designed to support you through:

Hospital stays and
surgeries

We strive to be an employer of choice that attracts, retains and motivates talented and performance-driven people in our affiliates around the world.

Maternity and childbirth
care

Each associate is given a fixed salary based on job characteristics, market competitiveness and the associate’s skills.

Emergency medical
treatments

Work from your office, from outside or from the comfort of your own for the most of the applicants of the company

Pre-existing conditions (as per terms)

If you are deployed more than 30 days, it may be helpful to you and/or your family members to continue your medical benefits.

General medical expenses based on policy inclusions

If you are deployed more than 30 days, it may be helpful to you and/or your family members to continue your medical benefits.

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100% Coverage — Zero Co-Pay

Unlike many insurance plans, ours comes with no co-pay requirement. That means Phenom covers 100% of eligible medical expenses under the policy. You focus on healing—we’ll handle the rest.
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Cashless & Reimbursement Options

Our wide network of empaneled hospitals makes cashless treatment the norm. In the rare instance where that’s not possible, an easy and efficient reimbursement process ensures you’re still covered.

Hear from our Phenoms

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